Has your LIC policy been terminated for any reason? So hurry up. If your policy has been terminated for any reason, you can now resume it. The company has launched a Special Revival Campaign. The campaign started on January 7 and will run until March 6, 2021. The campaign is giving the company's customers a chance to restart the policy. However, there are some rules and conditions for doing so.
Let me tell you, the benefit of this campaign will be to the customers who could not pay the premium of their policy for any reason. However, the date for non-payment of premium should not be more than 5 years old. Apart from this you will also get the benefit of discount in late fee for policy revival.
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How much discount?
The company said, "The late fee for renewing the policy will be reduced by 20 per cent. Late fees can be discounted up to 25 per cent if their annual premium is between Rs 1 lakh and Rs 3 lakh. With this, you will get a discount of 30 per cent or Rs 3,000 on premiums of Rs 3,00,001 and above.
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LIC has authorized the resumption of such policy for its 1,526 satellite offices. There is no need for a special medical check-up.
What are the conditions?
You will have to meet certain conditions under this campaign. Only policies within 5 years will be revised. Also some on health needs
Will be exempted. Further policy can only be resumed on the basis of declaration of good health and questions on Covid-19. Let me tell you, the company had earlier run a revival scheme from August 10 to October 9, 2020.
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This policy does not get the benefit of exemption
Apart from this, the company said, "High risk plans like Term Insurance, Health Insurance, Multiple Risk Policy will not get the benefit of this exemption." Such policies, which have been canceled in the premium paid term and whose policy term has not been completed by the revival date, will be revived in this campaign.